COMMITMENT TO OUR CUSTOMERS
WHAT INFORMATION IS COLLECTED
In the process of serving you, we become aware of certain "nonpublic personal information"- information about you that is not available publicly. This information comes to us from a variety of sources including: Information you provide directly to us on applications or otherwise (such as Social Security number, assets, and income); Information related to your transactions with us, or others (such as your account balance, payment history, parties to transactions, and account usage); Information we receive about your transactions with nonaffiliated third parties; and Information we receive from a consumer reporting agency.
WE STRIVE TO MAINTAIN THE ACCURACY OF YOUR PERSONAL INFORMAITON
We work to ensure that the information concerning you is accurate in all respects. If we become aware of inaccuracies in our records we will take prompt steps to make appropriate corrections.
WHAT WE DO TO SAFEGUARD YOUR PERSONAL INFORMATION
We protect personal information we collect about you by maintaining physical, electronic, and procedural safeguards that comply with applicable law and assist us in preventing unauthorized access to that information. We regularly review our processes and keep abreast of new technology. Additionally, we train our employees and other associates in handling customer information. Access to your personal and financial information is restricted to only those employees and associates who need to know that information to provide product services to you.
WE DO NOT SELL YOUR PERSONAL INFORMATION
We do not permit list brokers, mail-order businesses, telemarketers, or other marketing companies to contact you to promote their products or services and we do not sell, lend, or give out your information for this purpose. If you are a former customer we maintain the confidentiality of you personal information as if you were still a customer.
WHAT INFORMATION IS DISCLOSED
Federal law allows us to share information in certain circumstances: We may disclose information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may share your information with companies that we hire to perform necessary account-servicing functions at our direction, to manage, service and maintain your account.
We are also permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" in certain other circumstances. For example we may disclose nonpublic personal information about you to third parties to assist us in processing your application with us, to government entities in response to subpoenas, and to credit reporting agencies.
Copyright ©2001, W.S. Badcock Corporation. All rights reserved.