In-House Badcock Revolving Account
Badcock has been granting credit to valuable customers for more than a century,
so we're good at it. We make the decision right in the store, which makes it easy
To make it even easier, you can apply for a regular In-House Badcock Revolving Credit
Account online. Check it out, and see how easy it is to get what you want.
No interest if paid in full within 90 days if 90-day Special Purchase Plan); 6 months
(if 6-month Special Purchase Plan); or 12 months (if 12-month Special Purchase Plan)
and other conditions are met. If the balance is not paid in full by the expiration
of your Special Purchase Plan, or if any of the conditions below are not met, interest
will be imposed from the transaction posting date at the Annual Percentage Rate
(APR)* specified below and in the Badcock Easy Purchase Plan Addendum.
*North Carolina 18%; Alabama 21%†; Georgia, Mississippi and Tennessee
21%; Florida 23.9††; Virginia 21.9; South Carolina 24%.
† to the portion of the average daily balance of the account which totals
$750 or less and 18% to the portion of the average daily balance of the account
which is more than $750
†† to the portion of the average daily balance of the account which
totals $5,000 or less and 18% to the portion of the average daily balance of the
account which is more than $5,000
The other conditions referred to above are: (1) each minimum monthly payment must
be timely made under this Special Purchase Plan, and (2) your Agreement must not
be in default in any respect.
90 Days No-Interest Financing
For 90-day no-interest plans, you will pay at least a 1/4 down payment, and your
remaining minimum monthly payments under this Special Purchase Plan will be 1/3
of the remaining balance.
6-Month No-Interest Financing
For 6-month no-interest plans, you will pay at least a 1/7 down payment, and your
remaining minimum monthly payments under this Special Purchase Plan will be 1/6
of the remaining balance.
12-Month No-Interest Financing
For 12-month no-interest plans, you will pay at least sales tax and the delivery
fee as a down payment, and your remaining minimum monthly payments under this Special
Purchase Plan will be 1/12 of the remaining balance.
If you have made purchases under both this Special Purchase Plan and your regular
revolving plan, you understand that you will receive separate statements and make
separate payments. If, for any reason, you make a single payment, you direct that
any payment received by us from you will first be applied to the minimum then due
under the Special Purchase Plan. Any excess will be applied to amounts owed under
the regular revolving plan.
In the event of a conflict between the terms and conditions of the Credit Agreement
and the Special Purchase Plan, you agree that the terms and conditions of the Special
Purchase Plan shall prevail.
No Credit Refused
Certain restrictions and exclusions apply. Applicants must meet all State and Federal identification verification requirements and State age requirements. Offer not available to applicants in default on a Badcock account or in an active bankruptcy. Offer valid through February 24, 2014 at participating stores only.