Total Protection Plus

Protect your Appliances and Electronics, Lawn & Garden products, Tablets and Laptops with Total Protection Plus. The plan offers Peace of Mind for your investment after the manufacture expiration with exception of food loss, power surge which begins on date of product purchase. Ask a Sales Associate for plan details today.

  • 24/7, friendly service
  • Toll-free number for Warrantech: 1-800 723-5479
  • Power surge protection from day one
  • Up to $200 per qualifying incident for food loss
  • Laundry credit up to $25 per qualifying service, per year
  • No deductibles
  • Plans are transferable
  • Convenient in-home service on major appliances and large TVs
  • One-time bulb replacement for rear-screen projection TVs
  • Repairs performed only by authorized servicers
  • Repair and replacement plan options to fit your product and budget
  • Accidental damage protection for tablets
  • No-lemon guarantee

Your product will be repaired or replaced in the event that it is rendered inoperable and if it is not covered under any other insurance, warranty, guarantee and/or service agreement.

Parts used to repair or replace your product may be new, used, refurbished, or non-original manufacturer parts that perform to factory specifications.

Technological advances may result in a replacement product with a lower selling price than your original product. No refunds will be made based on the replacement product cost difference. If it is not repairable and a replacement product is not available, we will reimburse you up to the original purchase price.

Product failure will be covered if it results from a power surge caused by power outage while it is properly connected to an approved surge protector.

For refrigeration, you will be reimbursed up to a maximum of $200 for food loss due to mechanical or electrical failure. Request for service should be initiated within 24 hours from discovery of failure.

Optional Coverages:

  • For washers & dryers, the product must be out of service for more than seven consecutive days to qualify for reimbursement of up to $25 per qualified service repair per year.
  • For rear-projection TVs, a one-time DLP bulb replacement is allowed for your eligible product.

Example of items NOT covered:

  • Consumer replaceable items
  • Negligence, misuse or abuse
  • Theft or vandalism
  • Damage from fire, water, windstorm, sand, dirt, hail or earthquake
  • Any damage on products used for commercial purposes
**See terms and conditions for complete details. Service agreements Administered by Warrantech, An AmTrust Financial Company.



Furniture & Upholstery protection plans are provided and administered by 4warranty Corporation of 2301 Park Avenue, Suite 402, Orange Park, Florida 32073, tel. (800) 867-2216.

Protect Your Furniture Investment - It is a WIN WIN! As an added feature, beginning May 15, 2012, if you never use the Protect-It service on any eligible items on the sales slip during your 3 years of total coverage, Badcock will give you a discount coupon equal to the full Protect-it retail price to use towards a future home furnishings purchase at Badcock! You can have the best of both worlds, protection for your purchase now, and get credit towards a new purchase with Badcock if you did not use it!

Protect-It Purchase Price **Minimum New Purchase
$ 19.95 - 49.99 $ 499.00
$ 50.00 - 99.99 $ 999.00
$ 100.00 - 199.99 $ 1299.00
$ 200.00 or more $ 1499.00

**Minimum purchase amount will apply to discount coupon. You are not obligated to purchase a new Protect-It plan with the Win-Win feature minimum new merchandise purchase.  

**Cannot be combined with any other offer or discount. Prices and Specifications subject to change without notice.  

*"The Win-Win customer feature is an agreement solely between you and W.S. Badcock and is not a benefit provided under this agreement, by the obligor or insurer"  

Safeguard Insurance

Credit Property Insurance Benefits  

If merchandise charged to your Badcock account is damaged or destroyed by a covered loss, such as fire, flood, burglary or other perils as listed in the certificate, it will be either replaced or repaired. The merchandise charged to your Badcock account will be protected at original purchase price (not to exceed the amount stated in your certificate) in the event of a covered loss, for up to 36 months, or until your account balance reaches zero. · No depreciation/No deductible · Covers property while being transported in a vehicle

Credit Involuntary Unemployment Insurance Benefits  

If you lose your job involuntarily due to a layoff, strike or job termination your minimum monthly payment may be paid for each day you are out of work. The payments may continue until the account balance as of the date of unemployment is paid or until benefits reach certificate limits.

Credit Disability Insurance Benefits  

If you are sick or injured and under the care of the doctor, this insurance may make your scheduled minimum monthly payment for each day of disability. Payments may continue until you return to work or until your benefits reach certificate limits.

Credit Life Insurance Benefits  

Credit life insurance coverage may pay all or part of your outstanding loan balance in one lump sum, or up to the certificate maximum upon loss of life of the account holder.

SAFEGARD is Easy, Affordable and Convenient!  

The insurance premiums will be included in your monthly payment. You will only be charged premiums for your elected credit insurance when there is a balance on your account. Premiums decline as your account balance is paid down. If you do not want to apply for all of the insurance benefits offered through the SAFEGARD Insurance Program, or if you are not eligible, there are other optional insurance coverages available: Credit Life and Property · Property Insurance

This information does not contain the full terms, exclusions and conditions of the policy. Please refer to the certificate of insurance for full details on all coverages including any exclusions and/or limitations. The certificate of insurance is available for review at your local Badcock store. Involuntary Unemployment and Credit Disablility benefits are paid from the first day after a 30-day consecutive waiting period has been met. Life insurance coverage is not available to account holders over the age of 70. Products are underwritten by one or more of the following Life of the South Companies, depending on your state of residence: Life of the South Insurance Company and Insurance Company of the South.