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protection plans


Protect your Appliances and Electronics, Lawn & Garden products, Tablets and Laptops with Total Protection Plus. The plan offers Peace of Mind for your investment after the manufacture warranty expiration (with exception of food loss or power surge, which begins on date of product purchase). Ask a Sales Associate for plan details today.

  • 24/7, friendly service
  • Toll-free number for Warrantech: 1-800 723-5479 or
  • Power surge protection from day one
  • Up to $200 per covered repair for food loss
  • Laundry credit up to $25 per covered repair
  • No deductibles
  • Plans are transferable
  • Convenient in-home service on major appliances
  • Repairs performed only by authorized servicers
  • Optional accidental damage protection for tablets and laptops
  • No-lemon guarantee

Your product will be repaired or replaced in the event that it meets coverage qualifications (mechanical/electrical failure) and it is not covered under any other insurance, warranty, guarantee and/or service agreement.

Parts used to repair or replace your product may be new, used, refurbished, or non-original manufacturer parts that perform to factory specifications.

Technological advances may result in a replacement product with a lower selling price than your original product. No refunds will be made based on the replacement product cost difference. If it is not repairable and a replacement product is not available, we will reimburse with (check, voucher, or store credit) and the value will not exceed the original product purchase price.

Additional Benefits:

Power Surge: product failure will be covered if it results from a power surge caused by power outage while it is properly connected to an approved surge protector.

“No lemon” Guarantee: if your product has three (3) repairs covered under this contract for the same problem (qualifying service repairs) and a fourth (4th) repair is required for the same covered problem, replacement for original product will be approved with one of like, kind, quality.

Food Loss (refrigerator/freezer covered product): coverage includes reimbursement for food loss of consequential perishable items that require refrigeration or freezing resultant from a covered claim for your product. Benefits under this special feature are limited to a maximum of $200.00 per covered service repair.

Laundry Credit: coverage includes reimbursement of consequential laundry expenses up to $25.00 in the event your eligible covered product is determined by Warrantech to be rendered inoperable for more than seven (7) consecutive days after authorized servicer’s initial visit.

Optional Coverage: Accidental Damage from Handling (ADH): when purchased, this optional coverage upgrade provides for the labor and/ or parts required to repair your covered product (or replacement, or reimburse for replacement, at our sole discretion) in the event of a covered claim for sudden and unforeseen accidental damage from handling (ADH); such as damage resulting from dropping the covered product, spilling liquid onto it or in association with screen breakage.

Protection plans are administered by Warrantech Consumer Product Services of P.O. Box 1187, Bedford, TX 76095, tel. (800) 723.5479

**See terms and conditions for complete details. Service agreements administered by Warrantech, an AmTrust Financial Company


Furniture & Upholstery protection plans are provided and administered by 4warranty Corporation of 10151 Deerwood Park Blvd, Bldg 100, Suite 330 Jacksonville, FL 32256, tel. (888) 202-5518 or On approved claims the plan includes: free parts & labor from date of delivery, in-home nationwide service, no deductible, and replacement of like kind product when affected item can’t be repaired.

Protect Your Furniture Investment - It is a WIN WIN! As an added feature, beginning May 15, 2012, if you never use the Protect-It service on any eligible items on the sales slip during your 3 years of total coverage, Badcock will give you a discount coupon equal to the full Protect-it retail price to use towards a future home furnishings purchase at Badcock! You can have the best of both worlds, protection for your purchase now, and get credit towards a new purchase with Badcock if you did not use it!

Protect-It Purchase Price**Minimum New Purchase
$ 19.95 - 49.99 $ 499.00
$ 50.00 - 99.99 $ 999.00
$ 100.00 - 199.99 $ 1299.00
$ 200.00 or more $ 1499.00

*Minimum purchase amount will apply to discount coupon. You are not obligated to purchase a new Protect-It plan with the Win-Win feature minimum new merchandise purchase. Cannot be combined with any other offer or discount. Prices and Specifications subject to change without notice. The Win-Win customer feature is an agreement solely between you and W.S. Badcock and is not a benefit provided under this agreement, by the obligor or insurer"

**See terms and conditions for complete details. Service agreements Administered by 4warranty Corporation.

SafeGard Insurance Logo

Credit Property Insurance Benefits

If merchandise charged to your Badcock account is damaged or destroyed by a covered loss, such as fire, flood, burglary or other perils as listed in the certificate, it will be either replaced or repaired. The merchandise charged to your Badcock account will be protected at original purchase price (not to exceed the amount stated in your certificate) in the event of a covered loss, for up to 36 months, or until your account balance reaches zero. · No depreciation/No deductible · Covers property while being transported in a vehicle.

To submit a claim, please complete the attached Property Claims Form, take photos of any damaged items, and include optional photos of the damage such as water in the house or a tree on the house etc. to expedite claim approval.

The claim form and any accompanying photos or documentation can be submitted to, or the claim form can be faxed to 863-869-7964.

Credit Involuntary Unemployment Insurance Benefits

If you lose your job involuntarily due to a layoff, strike or job termination, your minimum monthly payment may be paid for each day you are out of work. The payments may continue until the account balance as of the date of unemployment is paid or until benefits reach certificate limits.

Credit Disability Insurance Benefits

If you are sick or injured and under the care of the doctor for 30 days or more, this insurance may make your scheduled minimum monthly payment for each day of disability. Payments may continue until you return to work or until your benefits reach certificate limits.

Credit Life Insurance Benefits

Credit life insurance coverage may pay all or part of your outstanding loan balance in one lump sum, or up to the certificate maximum upon loss of life of the account holder.

SAFEGARD is Easy, Affordable and Convenient!

The insurance premiums will be included in your monthly payment. You will only be charged premiums for your elected credit insurance when there is a balance on your account. Premiums decline as your account balance is paid down. If you do not want to apply for all of the insurance benefits offered through the SAFEGARD Insurance Program, or if you are not eligible, there are other optional insurance coverages available: Credit Life and Property · Property Insurance

This information does not contain the full terms, exclusions and conditions of the policy. Please refer to the certificate of insurance for full details on all coverages including any exclusions and/or limitations. The certificate of insurance is available for review at your local Badcock store. Involuntary Unemployment and Credit Disability benefits are paid from the first day after a 30-day consecutive waiting period has been met. Life insurance coverage is not available to account holders over the age of 70. Products are underwritten by one or more of the following Life of the South Companies, depending on your state of residence: Life of the South Insurance Company and Insurance Company of the South.